Reference

Denial codes, with the fix beside each.

Claim adjustment reason codes (CARC) grouped by what went wrong: the claim, the coverage, or the bundling. The remark codes (RARC) on the remittance say which field; this page says what to do.

X12 CARC

Group CO puts the cost on the practice, PR on the patient. The practice's biller decides the appeal.

The claim itself

Claim adjustment reason codes (CARC) that mean the claim, not the care, was wrong. Group CO puts the cost on the practice; PR on the patient.

CodeMeaningUsual causeWhat to do
CO-16Claim lacks information or has a submission or billing errorA required field is missing or wrong; the remark code (RARC) says which, for example M76 (diagnosis) or N29 (documentation).Read the RARC, correct the field, resubmit as a corrected claim.
CO-4Procedure code is inconsistent with the modifier used, or a required modifier is missingLaterality, 25, 26/TC or an X modifier is missing or wrong.Add or correct the modifier and resubmit.
CO-11Diagnosis is inconsistent with the procedureThe diagnosis does not support the procedure, or an unspecified code was used where a specific one exists.Check the payer's coverage policy for the procedure; recode from the note.
CO-18Exact duplicate claim or serviceThe claim was sent twice, or the same code twice without a modifier.Do not resubmit; if the second line was a distinct service, append 76, 77 or 59 and send a corrected claim.
CO-29The time limit for filing has expiredThe claim reached the payer after its filing deadline (often 90 to 365 days).Appeal with proof of timely filing if you have it; otherwise write off. Fix the queue that let it age.
CO-22This care may be covered by another payer per coordination of benefitsThe payer believes it is secondary.Bill the primary first, then send with the primary's EOB.
CO-27Expenses incurred after coverage terminatedThe policy ended before the date of service.Verify eligibility; bill the patient's current plan or the patient.
PR-31Patient cannot be identified as our insuredWrong ID, name spelling or date of birth.Confirm the card and resubmit.
CO-109Claim not covered by this payer or contractorWrong payer, wrong plan, or a carve-out (for example behavioral health)Send to the right payer named on the card or in the EOB.
CO-252An attachment or other documentation is required to adjudicateThe payer wants records, an invoice or an operative note.Send what the RARC names, through the payer's portal, within its window.

Coverage and necessity

The payer accepted the claim and decided not to pay for the care.

CodeMeaningUsual causeWhat to do
CO-50Not deemed a medical necessity by the payerThe diagnosis or frequency does not meet the coverage policy (LCD or plan policy).Appeal with the note and the policy criteria met; if an ABN was signed, bill the patient with GA.
CO-96Non-covered chargeThe service is excluded by the plan.Check the RARC; bill the patient where the contract allows, or write off.
CO-197Precertification, authorization or notification absentNo prior authorization on file for a service that needs one.Request retro-authorization where the payer allows it; otherwise appeal with the clinical urgency. Fix the scheduling step that skipped it.
CO-15Authorization number missing, invalid or does not applyThe number is wrong, expired, or for a different code or date.Match the authorization to the claim and resubmit.
CO-198Precertification exceededMore units or visits than the authorization allowed.Request an extension; bill the covered units.
CO-167Diagnosis not coveredThe plan excludes this diagnosis for this service.Recode only if the note supports it; otherwise appeal or bill the patient per contract.
CO-204Service not covered under the patient's current benefit planA benefit the plan does not include (for example refraction).Bill the patient; collect at the visit next time.
CO-119Benefit maximum for this period has been reachedVisit or dollar cap (therapy, chiropractic, dental).Bill the patient after confirming the cap; track caps at scheduling.
CO-151Payer deems the information does not support this many or this frequency of servicesUnits exceed the medically unlikely edit or a frequency limit.Check the MUE; appeal with documentation if the units were correct.

Bundling and provider status

Paid, but folded into something else, or not payable by this provider here.

CodeMeaningUsual causeWhat to do
CO-97The benefit for this service is included in the payment for another service already adjudicatedNCCI bundling, or a visit inside a global period.If the services were distinct, corrected claim with 59, an X modifier, 24 or 25 as the case fits; otherwise accept.
CO-236This procedure or procedure/modifier combination is not compatible with another procedure on the same dayAn NCCI edit with no modifier allowed, or a modifier that the edit does not accept.Read the edit's modifier indicator; if it is 0, the pair is never payable together.
CO-234This procedure is not paid separatelyA status-B code, bundled by policy.Accept; do not bill the patient.
CO-B15This service requires a qualifying service to be received and coveredAn add-on code without its primary on the claim, or the primary was denied.Resubmit with the primary code; appeal the primary first if it was denied.
CO-170Payment denied when performed by this type of providerThe provider's specialty or credential is not eligible for the code.Bill under the eligible provider if one was involved; otherwise write off.
CO-171Payment denied when performed by this type of provider in this type of facilityPlace of service and provider type conflict.Correct the place of service if wrong; otherwise write off.
CO-B7This provider was not certified or eligible to be paid for this procedure on this dateCredentialing lapsed or was not complete on the date of service.Hold claims until credentialing is effective; appeal with the effective date.
CO-45Charge exceeds the fee schedule or maximum allowableThe contractual write-off, not a denial.Post the adjustment; nothing to appeal.
CO-253Sequestration reductionThe 2% Medicare reduction in force.Post the adjustment.
PR-1 / PR-2 / PR-3Deductible / coinsurance / copaymentPatient responsibility per the plan.Bill the patient; collect copays at the visit.

Fewer denials start at the phone.

Eligibility and authorization questions reach your team as tasks before the visit, not as denials after it.